This policy applies to Loan Mate (the "App").

1. Data storage

Loan Mate stores all data locally on your device. Saved loans, calculations, payment records, and settings are kept in your device storage only. We do not collect, transmit, or store your data on external servers.

2. No account required

You do not need to create an account or sign in. The app works entirely offline after installation.

3. Export & sharing

When you export a PDF or share content, you control where and how that data is shared. We do not access or log any shared content.

4. Advertising

Loan Mate may display advertisements to support the free app. These ads may be served by third-party ad networks, which may collect certain device information (such as advertising ID, device type, or general location) to deliver relevant ads. Your loan data, calculations, and personal financial information are never shared with advertisers. You can manage ad preferences in your device settings.

5. Third parties

The app may use third-party advertising services. Aside from ad networks as described above, we do not integrate with analytics or tracking services. We do not sell your personal data to third parties.

6. Changes

We may update this policy from time to time. Continued use of the app after changes constitutes acceptance of the updated policy.